Adi kusnadi Dont Cry: L-PESA : To Develop Their Business And Turn To Be A Self-Entrepreneur

L-Pesa Microfinance is a fintech startup ready to take advantage of the rapidly evolving world financial services needs. The company has validated its operating model over the past 24 months and has built up advanced technology, automating most operations. The main obstacle to the current growth is its ability to fund acquisitions and lending users. Ratio of losses on loans is below 10% while loan repayments are around 25%.

Creating chain-based lending chains that enable people on the Internet to grow their business and transform into entrepreneurs. Vidialisty is expected to take a loan in the air or Bitcoin, and then take part in the L-Pesa healing market, facilitating peer lending: the first kriptokredita service in Africa.

The L-Pesa service begins with the fact that we can connect with a large number of mobile users. We want to influence Kenya, Tanzania and other African countries, and create and create branches across Asia. We intend to offer every mobile user access to their account so they can move money at home and abroad without any risk of loss during the trip. We hope that charges on credit cards and possible theft will be eliminated. Thanks to services like Mobile Banking, business and personal transactions will be faster, safer, and more convenient. We strive to make your life easier with the help of money transfer service, which takes less than 5 minutes.

The idea for L-Pesa was incubated for a decade, and business was launched at the time four important market forces gathered to allow scaling:

Great Data, Artificial Intelligence & Blockchain
Alternative Credit Data
Mobile Technology
Biometric identity

L-Pesa has leveraged this market power and built proprietary credit technology and modeling models that enable it to microlend quickly in developing countries while maintaining a loss ratio below 10%. The solution is highly automated, allowing small back office teams to support high-volume loan origi- cations. All loans are serviced by L-Pesa.

L-Pesa has a strong focus on automation. 95% of the acquisition and acquisition process as well as underwriting by automatic users are highly scalable. The company has spent two years developing a customer-facing system and back office system using a team of seven software developers. The user experience is based on the mobile and web interface, and marketing is mainly done through social media and SMS.

The pile of L-Pesa technology is built on Amazon Web Services, a highly scalable on-demand cloud computing platform that has or has been used by major brands like Netflix, Airbnb, Pinterest, and Spotify. L-Pesa has integrated a number of third-party applications to perform tasks such as SMS messaging, user verification, and marketing. Fund transfers are handled through integration with mobile money service providers such as M-Pesa, Airtel Money, Tigo Pesa, and MTN.

L-Pesa has issued more than 38,000 loans since it aired in March 2016. More than 170,000 users have signed up under a social marketing campaign with a minimum budget. The marketing strategy has been refined over the last 24 months, and L-Pesa is now ready to launch a marketing campaign via SMS and social media with a conservative projected $ 1.00 conservative project cost estimate.

Vision Of Project

L-Pesa L-Pesa was established with a vision to improve people's lives through efficient access to credit and related financial services. It's about making the world a better place for everyone. L-Pesa began offering microfinance services in Tanzania in 2016 and has developed its service offerings and geographic footprint at an ever-increasing pace in pursuing this vision.

L-Pesa Token

L-Pesa Token is built on the Ethereum block, which allows owners to use the L-Pesa financial instrument at a lower price.

Details:

Sales Schedule Token Sales Token April 10, 2018

Ethereum Token Purchase, Bitcoin

Total Supply Token 2,600,000,000 LPK

Platform

L-Pesa is a technology financial platform that provides new financial instruments for consumers and small businesses in Africa and Asia.

Microloans

Microloans, the first tool on the L-Pesa platform, allows users to start or grow businesses, pay for education, or otherwise support their ambitions in life

TOKEN Details

Krypton Name Token

Ticker LPK

Token standard ERC20 Token

Token price 1 LPK = 0.02 USD

Hard Cap $ 52M

Token Supply 2,600,000,000

Personal cap 1 ETH, 0.01 BTC

BTC payment method, ETH

Whitelist YES (-)

Roadmap